Principality of Monaco (French protectorate, modern)
Who & why:after Sardinia-Piedmont cedes the surrounding county of Nice to France in 1860, Monaco's old protector is gone; the 1861 Franco-Monegasque Treaty establishes a new French protectorate, and in the same settlement Monaco formally cedes Menton and Roquebrune — roughly 95% of its historical territory, lost to local revolt years earlier — leaving the small remaining enclave that is Monaco today. Prince Charles III adopts the current red-over-white flag in 1881; the Grimaldi dynasty continues to rule as constitutional monarchs, with the relationship to France further formalized by treaty in 1918 and updated since, right through to the present day.
What it represents: plain red over white, drawn from the colors of the Grimaldi coat of arms, with no emblem. The design is famously near-identical to Indonesia's flag, differing only in proportions — a real and often-noted coincidence between two unrelated national flags.
Wikipedia's infobox gives the adoption of the present flag as 4 April 1881; FOTW gives 4 April 1881, by decree of Prince Charles III, and quotes the Constitution (Article 7): two equal horizontal stripes, red above white. Wikipedia says the earlier flag was similar but with an older coat of arms and was used until 1881.
- Flag of Monaco — Wikipedia compiled
- Monaco — Flags of the World (CRW Flags) compiled
Not established: The flag dates from 1881, not 1861 (the 1861 Franco-Monegasque Treaty starts the era); the 1861-1881 flag is described only by Wikipedia (an older arms version). The drawing's colours were not compared against a specification.